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Why?

Question:

I have had the opportunity to talk to several of the published experts in past years. As I ask "WHY’ to the many things presented I find many have to back track.  The dogmatic presentation are only plausible rationales. A possible answer to explore.  Then some other person sets the item in concrete. We use what we have but always remember most of it is theory.  Theory (extended) allowed Jules Vern to go the center of the earth.( In a book) . I am always looking for the next episode of this soap "opry".   If I had existed 500 years ago, I would be a member of the flat earth society and talking to ghosts. Now I am the WHY bird.    

Response:

I cant resist this and it is irrelevant to Guys post,  But some people ask why while others ask why not,  Hey this may be appropros to his post,  If we didnt say why not, no one would know the world is round. There are still people out there, who still think it is flat. Loretta — In tribute to the United States of America and the State of Israel, two bastions of strength in a world filled with strife and terrorism.

Response:

hey, i’m not in here saying "look at what i own."  he’s the dipshit that’s in a Ford Explorer NG talking trash about the Explorer.  and he doesn’t even own one!! must be a real expert on the matter.

– Hide quoted text — Show quoted text -> Bob, > Ned’s opinions are exactly that – OPINIONS! Actually, his opinions are not > that far from the truth since there are so many people out there like > yourself that are absorbed with that need to impress people!! > your wife and family must be so impressed with you ned. > > People buy new cars because everyone else is so impressed with how > > successful they are. It is easier to lease or finance a new car than to > fix > > a perfectly good car that needs a repair. I used to look at a nice > vehicle > > and think how great it would be if I could afford something like that. > Now > > I look at them and wonder how much the idiot is paying to lease the > foolish > > thing. The value in being able to say "look at me, I drive a new car" > > became of no value once anybody could easily finance a car. However, > there > > are still many people who think it is of value. Now I understand the > true > > value of a vehicle. It is simply a means to get from one point to > another. > > If it does that, it is all that is really needed. I buy a different car > > when my present one isn’t meeting my needs. I recently bought a minivan > > because of my growing family. Cash. I also recently sold my two door > > standard transmission BMW for a four door Volvo that my wife can use in > > case I take the van somewhere. Both vehicles I got rid of I had paid > cash > > for, as well as the "new" ones I bought. Me, I will never "finance" an > > expense, which is what a car is. I laugh at the fools who talk about > what > > their car is worth. I also laugh at their simplistic way of thinking > that > > others are impressed by their means of transportation. > > Safety? Whatever. Every car I have owned in the last 15 years had over > > 150,000 miles on them. Dependability? So far so good. If they break, I > have > > them fixed. Fixing a car is much better than replacing it with loan or > > lease payments. > > I am I_am_Ned > > >If you don’t mind my asking, do so many of you trade in 2 and 3 year > > >old vehicles and take huge depreciation losses and then buy > > >essentially the same thing in a new vehicle?  Do you just have money > > >to burn?

Response:

Bob, Ned’s opinions are exactly that – OPINIONS! Actually, his opinions are not that far from the truth since there are so many people out there like yourself that are absorbed with that need to impress people!!

– Hide quoted text — Show quoted text -> your wife and family must be so impressed with you ned. > People buy new cars because everyone else is so impressed with how > successful they are. It is easier to lease or finance a new car than to > fix > a perfectly good car that needs a repair. I used to look at a nice vehicle > and think how great it would be if I could afford something like that. Now > I look at them and wonder how much the idiot is paying to lease the > foolish > thing. The value in being able to say "look at me, I drive a new car" > became of no value once anybody could easily finance a car. However, there > are still many people who think it is of value. Now I understand the true > value of a vehicle. It is simply a means to get from one point to another. > If it does that, it is all that is really needed. I buy a different car > when my present one isn’t meeting my needs. I recently bought a minivan > because of my growing family. Cash. I also recently sold my two door > standard transmission BMW for a four door Volvo that my wife can use in > case I take the van somewhere. Both vehicles I got rid of I had paid cash > for, as well as the "new" ones I bought. Me, I will never "finance" an > expense, which is what a car is. I laugh at the fools who talk about what > their car is worth. I also laugh at their simplistic way of thinking that > others are impressed by their means of transportation. > Safety? Whatever. Every car I have owned in the last 15 years had over > 150,000 miles on them. Dependability? So far so good. If they break, I > have > them fixed. Fixing a car is much better than replacing it with loan or > lease payments. > I am I_am_Ned > >If you don’t mind my asking, do so many of you trade in 2 and 3 year > >old vehicles and take huge depreciation losses and then buy > >essentially the same thing in a new vehicle?  Do you just have money > >to burn?

Response:

your wife and family must be so impressed with you ned.

– Hide quoted text — Show quoted text -> People buy new cars because everyone else is so impressed with how > successful they are. It is easier to lease or finance a new car than to fix > a perfectly good car that needs a repair. I used to look at a nice vehicle > and think how great it would be if I could afford something like that. Now > I look at them and wonder how much the idiot is paying to lease the foolish > thing. The value in being able to say "look at me, I drive a new car" > became of no value once anybody could easily finance a car. However, there > are still many people who think it is of value. Now I understand the true > value of a vehicle. It is simply a means to get from one point to another. > If it does that, it is all that is really needed. I buy a different car > when my present one isn’t meeting my needs. I recently bought a minivan > because of my growing family. Cash. I also recently sold my two door > standard transmission BMW for a four door Volvo that my wife can use in > case I take the van somewhere. Both vehicles I got rid of I had paid cash > for, as well as the "new" ones I bought. Me, I will never "finance" an > expense, which is what a car is. I laugh at the fools who talk about what > their car is worth. I also laugh at their simplistic way of thinking that > others are impressed by their means of transportation. > Safety? Whatever. Every car I have owned in the last 15 years had over > 150,000 miles on them. Dependability? So far so good. If they break, I have > them fixed. Fixing a car is much better than replacing it with loan or > lease payments. > I am I_am_Ned >If you don’t mind my asking, do so many of you trade in 2 and 3 year >old vehicles and take huge depreciation losses and then buy >essentially the same thing in a new vehicle?  Do you just have money >to burn?

Response:

People buy new cars because everyone else is so impressed with how successful they are. It is easier to lease or finance a new car than to fix a perfectly good car that needs a repair. I used to look at a nice vehicle and think how great it would be if I could afford something like that. Now I look at them and wonder how much the idiot is paying to lease the foolish thing. The value in being able to say "look at me, I drive a new car" became of no value once anybody could easily finance a car. However, there are still many people who think it is of value. Now I understand the true value of a vehicle. It is simply a means to get from one point to another. If it does that, it is all that is really needed. I buy a different car when my present one isn’t meeting my needs. I recently bought a minivan because of my growing family. Cash. I also recently sold my two door standard transmission BMW for a four door Volvo that my wife can use in case I take the van somewhere. Both vehicles I got rid of I had paid cash for, as well as the "new" ones I bought. Me, I will never "finance" an expense, which is what a car is. I laugh at the fools who talk about what their car is worth. I also laugh at their simplistic way of thinking that others are impressed by their means of transportation. Safety? Whatever. Every car I have owned in the last 15 years had over 150,000 miles on them. Dependability? So far so good. If they break, I have them fixed. Fixing a car is much better than replacing it with loan or lease payments. I am I_am_Ned – Hide quoted text — Show quoted text ->If you don’t mind my asking, do so many of you trade in 2 and 3 year >old vehicles and take huge depreciation losses and then buy >essentially the same thing in a new vehicle?  Do you just have money >to burn?

Response:

Yah, I know a gal that traded in her 98 Saturn with 70k miles because "It was going to need a new clutch soon" So now she has a 95 Rodeo with half the miles, and now twice the payments, because she traded in her Saturn, and they put the $8k she owed on that, on top of the Rodeo sticker of $17. Now, one monthly payment is more than what she would have paid for a new clutch. HAHAHAHAHAHAHA Can’t say she doesn’t deserve it though,  cuz’ she does.  =-]~

– Hide quoted text — Show quoted text -> Yeah, I love the explanation " Well, I bought a new car, cuz mine is a > couple years old, and I’m afraid I’ll have some big repair bills" > Oh, so to avoid the POSSIBLE $400/$500 bill, you pay $480.00 a month > for 4 years, I say… > Well, I … uh…  like the new colors too.. > mmmmmmm…. >Excellent question.  I don’t judge anyone who does this, but it just isn’t >for me.  I buy a new vehicle, pay for 5 years, and I’m done.  I keep up >maintenance from new, and yes, there will be the occasional big repair bill. >What IS a big repair bill, anyway?  $1000?  That is a measly two car >payments.  By keeping a car for 10 years, or more, you come out WAAAAY ahead >financially.  I realize that there are other aspects.

Response:

Only reason I would get rid of a fairly new vehicle is if I just didn’t like it.  My ’99 Explorer had one problem after another for the first two years and I was seriously thinking of trading it (until I found out it was worth 50% of the original price).  Fortunately, no new problems have developed lately and it really is a good vehicle to drive.  I also don’t have to deal with the tire problem as my dealer installed Michelins for me when I bought it. – Hide quoted text — Show quoted text – >If you don’t mind my asking, do so many of you trade in 2 and 3 year >old vehicles and take huge depreciation losses and then buy >essentially the same thing in a new vehicle?  Do you just have money >to burn?

Response:

I lease because I don’t have money to burn.  In the last 7 years the only thing I’ve paid for is gas and oil changes, and of course the monthly car payment which is hundreds of dollars lower than if I purchased the car.  Any longer term problems that crop up with the Ford Explorer and Rangers I’ve leased, are Ford’s problems, not mine.  BTW – .  I take care of my leased cars as if they were my own.  I even park them in my garage. What changed my mind about leasing were huge repair bills for the cars I’ve owned. Joe

– Hide quoted text — Show quoted text -> If you don’t mind my asking, do so many of you trade in 2 and 3 year > old vehicles and take huge depreciation losses and then buy > essentially the same thing in a new vehicle?  Do you just have money > to burn?

Response:

I’m wondering that myself.  Bought a loaded 98 XLT lease return about 14 months ago with about 29k on it.  Paid 20k for the vehicle.  The other day, at the very dealer I bought the 98 from, I saw a nice 2000 EB with around 12k on it.  Think they wanted around 22k for it.  I suppose there are those that say the EB is a vastly superior vehicle to my 98.  I contend they both look essentially the same and accomplish the same function.  14 months later my 98 is worth 13.5 (with 33k on it).  Ya, right.  I think my 98 will go till the wheels fall off.  I know the dealer is in business to make a buck, and I believe he should have his profit.  There is however profit, and then there is PROFIT.  Think I’m done trading cars for awhile.

– Hide quoted text — Show quoted text -> If you don’t mind my asking, do so many of you trade in 2 and 3 year > old vehicles and take huge depreciation losses and then buy > essentially the same thing in a new vehicle?  Do you just have money > to burn?

Response:

Well, some people do have money to burn, so to speak.  I don’t, so I keep my vehicles for many years.  My wife works for a medical firm and most of the doctors there trade-in their cars every 6 months to a year.  I’m not sure of their reasoning, but I suppose it’s nice to always have a new smelling car and always have a factory warranty.  Then, there’s the status symbol part where one has the desire to have the "latest and greatest" (whatever that is).  Or, maybe some feel it’s time to trade in when the ashtrays are full or the oil needs changing  :-) Dave – Hide quoted text — Show quoted text – > If you don’t mind my asking, do so many of you trade in 2 and 3 year > old vehicles and take huge depreciation losses and then buy > essentially the same thing in a new vehicle?  Do you just have money > to burn?

Response:

Excellent question.  I don’t judge anyone who does this, but it just isn’t for me.  I buy a new vehicle, pay for 5 years, and I’m done.  I keep up maintenance from new, and yes, there will be the occasional big repair bill. What IS a big repair bill, anyway?  $1000?  That is a measly two car payments.  By keeping a car for 10 years, or more, you come out WAAAAY ahead financially.  I realize that there are other aspects. — mike w

– Hide quoted text — Show quoted text -> If you don’t mind my asking, do so many of you trade in 2 and 3 year > old vehicles and take huge depreciation losses and then buy > essentially the same thing in a new vehicle?  Do you just have money > to burn?

Response:

Yeah, I love the explanation " Well, I bought a new car, cuz mine is a couple years old, and I’m afraid I’ll have some big repair bills" Oh, so to avoid the POSSIBLE $400/$500 bill, you pay $480.00 a month for 4 years, I say… Well, I … uh…  like the new colors too.. mmmmmmm…. – Hide quoted text — Show quoted text – >Excellent question.  I don’t judge anyone who does this, but it just isn’t >for me.  I buy a new vehicle, pay for 5 years, and I’m done.  I keep up >maintenance from new, and yes, there will be the occasional big repair bill. >What IS a big repair bill, anyway?  $1000?  That is a measly two car >payments.  By keeping a car for 10 years, or more, you come out WAAAAY ahead >financially.  I realize that there are other aspects.

Response:

Right from the puppy stage, dogs should never be allowed to bite humans. It is dangerous and sadly the biggest loser is the dog who gets murdered by animal control for just playing. (Bit like Of Mice and Men, really) — Jake Stone Attainment

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